How To Get Cheap Auto Insurance On The Internet
By Heather Colman
If you have a connection to the Internet and a computer you can easily find cheap auto insurance. With more and more businesses turning to the Internet to service their customers and increase sales, it's no wonder you see an insurance man on every virtual corner.

Not only are most of the major companies online today they now provide insurance quotes and the ability to buy your policy right from their websites. This makes your search for cheap auto insurance a lot easier.

Another benefit to buying your insurance online is the pricing. Competition in the insurance industry is fierce and online companies often offer a discount for purchasing online.

The easiest way to zero in on a company who offers cheap auto insurance is to get quotes from more than one company and compare their offers. Esurance.com and Insurance.com are two great places to get quotes from multiple companies.

If you prefer to look for cheap auto insurance from individual insurance companies search for "cheap auto insurance" at Google.com and you'll find over 36 million results to choose from.

Millions of people search in the Internet everyday for cheap auto insurance. The insurance companies know this and every one of them claims to be the one to offer you the cheapest auto insurance. Buyer beware. There can be a huge difference in premium from one insurance company to another.

Things to look for when searching for cheap auto insurance:

Discounts available for a good driving record

Teen Driver Policy - Is it cheaper to have your teen driver on a policy designated to a specific car rather than the family car?

Multiple car discounts

Multiple policy discounts (auto, home, life)

Are senior discounts offered?

Are you covered when you drive someone elses car?

Will you be dropped from your insurance if you are involved in an accident?

Do they pay for a loaner if your vehicle is out of commission as a result of an accident?

What is the cost of 100% comprehensive coverage? - Things that happen to your vehicle other than being involved in an accident. ie. broken windshield.

Searching for cheap auto insurance is not an exact science.

Reliance Capital to set up Islamic fund management co in Malaysia
The Anil Ambani group-controlled Reliance Capital Asset Management Ltd (RCAML) said on Friday that it will establish an international Islamic fund management company in Malaysia.
Reliance Capital to launch Islamic funds in Malaysia
Reliance Capital Ltd has received approval to set up an asset management company in Malaysia.
Fitch puts ICICI on notice, warns of ratings downgrade
Weakening asset quality and liquidity pressure, especially in its overseas business, could lead to ICICI Bank?s individual ratings getting affected, said Fitch Ratings.
Hyderabad MFI Spandana eyes Rs 100-cr PE infusion
Private equity investors are betting big on microfinance institutions (MFI) in these turbulent times, as valuations are becoming more attractive for them now.
TimesofMoney, Axis Bank ink deal for remittance solution
TimesofMoney has entered into an agreement with Axis Bank to provide its remittance solution to Axis Bank which will help the bank offer its non-resident customers AxisRemit, the bank?s own branded online remittance services.
HDFC plans to raise yen loan
HDFC, the country?s largest housing finance company (HFCs), has said that it is keen to raise funds overseas and is awaiting further details of the Reserve Bank of India?s (RBI) guidelines.
PEs bet on emerging cos to beat slump
The economic slump may have slowed down the overall private equity investments scenario, but relatively more PE deals are being struck in the emerging businesses space.
Drying up of capital is likely to hit India Inc hard
<p>With capital inflow scenario changing, experts say cos will face the consequences. <b>Weekly Gainers: BSE</b> <a href="http://economictimes.indiatimes.com/marketgainerloser.cms?exchangeid=47&exchangegroup=A&sectorid=0&frequency=weekly&exchangeindexid=0&pagesize=30&isgainer=true&pagenumber=1&Go=Go " target="_blank"><b>Group A</b></a>, <a href="http://economictimes.indiatimes.com/marketgainerloser.cms?exchangeid=47&exchangegroup=B&sectorid=0&frequency=weekly&exchangeindexid=0&pagesize=30&isgainer=true&pagenumber=1&Go=Go " target="_blank"><b>Group B</b></a>, <a href="http://economictimes.indiatimes.com/marketgainerloser.cms?exchangeid=50&exchangegroup=&sectorID=0&exchangeindexid=0&frequency=daily&isgainer=true&pagesize=30&pageNumber=1 " target="_blank"><b>NSE</b></a> | <b>Losers: BSE</b> <a href="http://economictimes.indiatimes.com/marketgainerloser.cms?exchangeid=47&exchangegroup=A&sectorid=0&frequency=weekly&exchangeindexid=0&pagesize=30&isgainer=false&pagenumber=1&Go=Go " target="_blank"><b>Group A</b></a>, <a href="http://economictimes.indiatimes.com/marketgainerloser.cms?exchangeid=47&exchangegroup=B&sectorid=0&frequency=weekly&exchangeindexid=0&pagesize=30&isgainer=false&pagenumber=1&Go=Go " target="_blank"><b>Group B</b></a>, <a href="http://economictimes.indiatimes.com/marketgainerloser.cms?exchangeid=50&exchangegroup=&sectorid=0&frequency=weekly&exchangeindexid=0&pagesize=30&isgainer=false&pagenumber=1&Go=Go " target="_blank"><b>NSE</b></a></p>
PE funds looking for right candidate for funding
The Private Equity (PE) fund managers appear to be cautious over 'second round' of funding following the global meltdown.
Religare ties-up with Karur Vysya for equity trading services
Financial services provider, Religare, and Karur Vysya Bank, today announced their tie-up offering Religare's equity trading services to the bank's customers.
IDBI in talks to buy 25% stake in GE arm
Industrial Development Bank of India (IDBI) is learnt to be in talks with GE Commercial Finance (GE), the financial arm of GE, to pick up around 25% stake in the latter?s construction equipment finance business in India.
Near-term future of fin firms bleak - ICRA
Non-bank financial firms may see future earnings diluted due to a shrinkage in spreads, while banks may see more defaults among the small and medium enterprises.
Mumbai offers best fin services environment
Among important centres of commerce in emerging countries, Mumbai offers the best financial services environment, ahead of Shanghai and Kuala Lumpur, say a Mastercard survey.
PF monopoly loss prompts SBI to demand higher fee
SBI is demanding a higher fee for collecting provident fund (PF) deposits. The move comes after the Employees Provident Fund Organisation (EPFO) clipped the bank?s monopoly over the management of the Rs 30,000-crore EPFO corpus.
SKS Microfinance mops up Rs 366 cr
SKS Microfinance on Monday announced that it has raised $75 million (Rs 366 crore) from a host of investors including Sandstone Capital, SKS investors, Kismet Capital and SVB India Capital Partners.
Mumbai tops list of cities offering financial services
<p>Among important centres of commerce in emerging countries, Mumbai offers best financial services environment, says a survey. <a href="http://www1.economictimes.indiatimes.com/quickiearticleshow/3592593.cms" target="_blank"><b>Investors' myths about mkt downfall</b></a></p>
Indian finance cos cut disbursement by half: CRISIL
Indian non-banking finance firms have cut their disbursement by half in the last two months as they focussed more on repaying their short-term obligations to mutual funds.
Reliance Consumer Finance stops fresh loans
<p>Reliance Consumer Finance has stopped giving fresh loans due to the tightening local liquidity conditions. <a href="http://economictimes.indiatimes.com/articleshowpics/3688255.cms" target="_blank"><b>Business week in pics</b></a> | <a href="http://economictimes.indiatimes.com/articleshowpics/3562971.cms" target="_blank"><b>CEOtoons</b></a> | <a href="http://economictimes.indiatimes.com/newsletter.cms" target="_blank"><b>Weekend Platter</b></a></p>
ICICI Securities opens Oman branch
Leading financial services firm ICICI Securities on Wednesday opened a branch at Muscat in Oman, primarily targeting NRI clientele in the region.
Religare board approves proposal to acquire Lotus AMC
Integrated financial services group Religare Enterprises on Tuesday said it will acquire Lotus India Asset Management Company for an undisclosed amount.
LIC pumps in Rs 15,000 cr into NCDs of big cos
Life Insurance Corporation (LIC) has come to the rescue of corporates scrambling to raise funds.
Bharti, AXA plan PE fund
Bharti Enterprises and French insurance major AXA are planning to launch a private equity (PE) fund in India.
Unrated companies face loan heat
Bank loans for corporate borrowers without a credit rating are set to get costlier by about 200 basis points.
IBA opens a new front to back MFs & NBFCs
The association has promised to resolve any funding problems faced by NBFCs and mutual fund houses, which are severely impacted by the liquidity crunch.
Citi repositions India businesses to reduce costs
Citigroup, which recently reported a net loss of $2.8 billion for the quarter ended September 30, has said its business in India is being actively repositioned to cut costs and offset the losses.
IDFC eyes 35% in GE?s construction equipment biz
Infrastructure Development Finance Company (IDFC) is in talks with GE Commercial Finance, the financial arm of GE, to acquire about 35% stake in the latter?s construction equipment finance business in India.
IDBI Bank on the look out for potential buyers for IHFL
IDBI Bank is looking for potential buyers for its housing loan subsidiary IHFL and may invite bids soon.
Citigroup on way to rejig India biz to cut costs
<p>Citigroup has said its business in India is being actively repositioned to cut the costs and offset the losses. <a href="http://economictimes.indiatimes.com/articleshowpics/3661288.cms" target="_blank"><b>Business Week in Pics</b></a> | <a href="http://economictimes.indiatimes.com/articleshowpics/3562971.cms" target="_blank"><b>CEOtoons</b></a> | <a href="http://economictimes.indiatimes.com/newsletter.cms" target="_blank"><b>Weekend Platter</b></a></p>
Tata Motors to rethink on foreign fund raising: Exec
Tata Motors Ltd, India's top vehicle maker, will have a rethink on its planned overseas fund-raising programme because of bad market conditions.
Cabinet nod for UCO bank cap change
The Indian cabinet has given its approval for restructuring the capital base for state-run UCO Bank, Finance Minister Palaniappan Chidambaram said on Friday.
JP Morgan invests USD 450-mn of USD 1-bn fund across sectors
JP Morgan India, which plans to invest USD one billion across sectors in the country, has so far committed USD 450 million in real estate, infrastructure, manufacturing and financial sectors.
PE firms prefer to play safe in Indian markets
Most players have begun to cherry pick on deals and are cautious in their investment strategy.
PE firms witnessed a significant dip
As the global credit crisis casts its spell on the private equity firms in India, fund-raising has witnessed a significant dip.
Credit-deposit ratio shoots up to 238%
Incremental credit-deposit ratio surged to 238% during the fortnight ended October 10.
Federal Bank to enter wealth management
Private sector Federal Bank, with its Rs 48,000-crore business, is looking to enter the wealth management space, especially for catering to its huge NRI clientele.
Banks demand cos' assets as collateral to fund buyouts
Gone are the days when corporates could coax banks into financing acquisitions by showing the strength of their balance sheets.
Kuwait's Global Investment buys 11% in MAPE
Global Investment House has picked up an 11.11% equity stake in MAPE Advisory Group, a boutique investment bank, for about $10 million, valuing the firm at $90 million.
Fullerton gets $50 mn boost from parent co
Fullerton India has received another capital infusion of $50 million from its parent.
ICRA assigns iAAA rating to SBI Life Insurance
Rating agencies ICRA on Monday said it has assigned iAAA rating to SBI Life Insurance.
PE inflow to suffer in short term; long term looks bright
Private equity inflow into the country is likely to slowdown in the coming months due to the current financial turmoil, but the long term investment outlook looks promising, says a report.
Capital adequacy ratio of commercial banks rises to 13%
The share of bank deposits in total household savings that hovered at around 35% in the early part of the current decade has jumped to more than 55% in 2007-08.
Morgan plans India-specific alliance with Mitsubishi
Morgan Stanley is entering into a strategic alliance with Mitsubishi UFJ Financial Group in India.
VC investments in Q2 up 15% to $290 mn
The liquidity crisis has so far not hurt venture capital (VC) investments, which are typically early stage and growth stage.
India story intact; open to up stake in ICICI JV: Prudential
UK financial giant Prudential has said it is open to raising its stake in the insurance joint venture with the country's banking major.
Reliance Money to pay $7.5mn for HK exchange stake
Reliance Money will pay $7.5 mn for a 15 pc stake in Hong Kong Mercantile Exchange.
Red Fort Capital to invest Rs 3,200 cr amid global meltdown
Private equity firm Red Fort Capital plans to invest Rs 3,200 crore by next year to cash in on the liquidity crunch in the real estate sector.
Global meltdown hits PE players' fund-raising plans
<p>The ongoing turmoil in financial markets globally is hurting fund raising plans of private equity firms. <b>Stocks 52 Week:</b> <a href="http://economictimes.indiatimes.com/fiftytwoweekhighlow.cms?exchangeid=47&exchangegroup=&exchangeindexid=0&sectorid=0&ishigh=true&pagesize=30&pagenumber=1" target="_blank"><b>High</b></a>, <a href="http://economictimes.indiatimes.com/fiftytwoweekhighlow.cms?exchangeid=47&exchangegroup=&exchangeindexid=0&sectorid=0&ishigh=false&pagesize=30&pagenumber=1" target="_blank"><b>Low</b></a> | <a href="http://economictimes.indiatimes.com/marketgainerloser.cms?exchangeid=47&exchangegroup=&sectorID=0&exchangeindexid=0&frequency=daily&isgainer=true&pagesize=30&pageNumber=1" target="_blank"><b>Gainers</b></a> | <a href="http://economictimes.indiatimes.com/marketgainerloser.cms?exchangeid=47&exchangegroup=&sectorID=0&exchangeindexid=0&frequency=daily&isgainer=false&pagesize=30&pageNumber=1" target="_blank"><b>Losers</b></a> | <a href="http://economictimes.indiatimes.com/articleshow/3376856.cms" target="_blank"><b>Sectoral losers</b></a></p>
Foreign NBFCs may get to offer more services
Foreign cos engaged in NBFC activities through subsidiaries or joint ventures in India would be able to diversify into value-added services such as direct selling and collection agency services.
Merrill raises $2.6 bn for Asian realty fund
Merrill Lynch has raised $2.65 billion for its first fund dedicated to Asian real estate investments.
DBS says Indian JV to close branches, layoff staff
DBS Group, Singapore's biggest bank, said on Tuesday that its Indian joint venture Cholamandalam DBS Finance is closing 75 branches in India.
AIG puts arm on block, sounds out Indian company
India Inc may not just remain a mute spectator to the current global financial crisis. A leading Indian business group has been approached by Citibank to buy out the Singapore-based American International Assurance Company (AIA).
Fee income, net interest margin boost Axis Bank
Axis Bank?s second-quarter results surpassed analyst expectations and showed that the bank is still going strong on the growth trajectory amidst the toughest environment for the banks in the last one decade.
Reliance Money to buy 15% in HKMEx
Reliance Money, the retail brokerage arm of Reliance Capital, is buying15% stake in Hong Kong Mercantile Exchange (HKMEx).
Geojit Financial to form JV in Oman
Geojit Financial Services Ltd said its board has approved forming a joint venture in the Sultanate of Oman in which it would invest 32 million rupees.
Crisis shadow on capex plans: Cos turn to internal accruals as funds dry
The financial crisis is pinching corporate wallets, though India Inc?s chief number crunchers-busy doing the money math-say they aren?t badly hit just yet.
PEs clock $3 bn in Q2, take 29% hit from corresponding quarter last year
After witnessing a stupendous growth in the last couple of years, the PE industry clocked $3 billion in the second quarter (Q2) of this financial year, a decrease of around 29% compared to the corresponding period in 2007-08.
DSP Merrill Lynch beefs up i-banking team
Before being officially taken over by Bank of America, DSP Merrill Lynch is bolstering its investment banking focus by way of senior level strategic inductions.
BNP likely to decide on Fortis' India biz by Jan: Report
<p>If the deal goes through, BNP Paribas will have a combined deposit base of around Euro 600 bn and 75% stake in Fortis Belgium. <a href="http://economictimes.indiatimes.com/quickiearticleshow/3551951.cms" target="_blank"><b>Bank bailouts around the world</b></a></p>
PE deals in realty space may lose steam
Private equity deals in real estate may increasingly become scarce in the short term, deepening crisis for cash-starved property firms.
Charles River Ventures to launch $150-m India fund
Charles River Ventures (CRV), the US-headquartered pedigree venture capital firm managing assets around $2.1 billion, is in the midst of launching $150 million India fund.
PE firms face a realty check during market meltdown
The average size of private equity deals in real estate has come down by an annual 60% to Rs 190 crore as the deteriorating market conditions have forced investors to take smaller exposures.
RBI imposes Rs 5-lakh penalty on Baramati Sahakari Bank
The Reserve Bank on Monday imposed a penalty of Rs 5 lakh on Maharashtra-based Baramati Sahakari Bank Ltd for violation of directive on investments in non-SLR bonds.
Equitas to raise 10 bn rupees via debt, equity
Start-up firm Equitas Micro Finance India (P) Ltd plans to raise close to 10 billion rupees through a mix of equity and debt to help expand its micro-lending business.
Allahabad Bank eyes 20 per cent loan growth
The city-based public sector Allahabad Bank is targeting a growth of 20 per cent in its loan portfolio and 17 per cent in deposit this fiscal.
Rs.43.11 bn interest for banks on waived off farm loan
State-owned banks will receive Rs.4,311 crore (Rs.43.11 billion) as interest on farm loans of Rs.716.8 billion that were waived off earlier this year under a government fiat.
NABARD to provide micro financial services to 50mn families
NABARD has set for itself an ambitious task of providing access to micro financial services to about 50 million rural families by linking four million self help groups with the banking system in another four years.
Brics sues Lehman for recovery of sale amount
Mumbai-based Brics Securities has filed a suit against Lehman Brothers, India, in Bombay High Court this week, revealed a company source to ET.
Crisis-hit US institutions plan to sell off assets in India
<p>AIG, Morgan Stanley, Wachovia and others are planning to liquidate some of the Indian assets in which they had invested their proprietary capital. <a href="http://economictimes.indiatimes.com/quickiearticleshow/3536762.cms" target="_blank"><b>Get rid of Debt</b></a></p>
Reliance Money gets nod to acquire 10 pc stake in NMCE
Financial services firm Reliance Money has obtained approval from Ministry of Consumer Affairs to acquire a 10 per cent stake in the National Multi-Commodity Exchange of India (NMCE) Board.
Reliance Money ventures into investment banking
At a time when the world's leading investment banks are going bust, Reliance Money, a leading broking and distribution house in India, is venturing into investment banking.
Banks ask RBI to infuse cash into system
Faced with an extreme liquidity crunch, banks have made a strong representation to RBI to release more cash into their system.
IDFC PE invests Rs.4,000 million in Suzlon subsidiary
SE Forge, a subsidiary of Suzlon Energy, has raised equity investment of Rs.4,000 million from IDFC Private Equity.
Asset reconstruction business hots up as loan defaults rise
The downturn in the economy is attracting more players towards the market for bad loans.
Reliance ARC to buy Rs 250-cr of bad debt
Reliance Asset Reconstruction Company expects to acquire bad assets of about Rs 250 crore in the next six months.
Lehman effect: Indian banks post Rs 410-crore MTM losses
<p>Banking sector saw a mark-to-market losses of around Rs 400 cr due to their investment in US giants like Lehman and AIG. <a href="http://economictimes.indiatimes.com/quickiearticleshow/3522916.cms" target="_blank"><b>Lehman crisis: Impact</b></a> | <a href="http://economictimes.indiatimes.com/quickiearticleshow/3498915.cms" target="_blank"><b>History of AIG</b></a></p>
Deutsche Bank to buy 5% in BPL
Deutsche Bank is set to pick up a 5% stake in TPG Nambiar family-managed BPL as the board of the company approved preferential issue of 24.5 lakh equity shares or convertible bonds or both on Friday.
Regulator makes case for ?defined contribution? pension scheme
The Pension Fund Regulatory and Development Authority is planning to appoint institutional advisors to propagate the benefits of ?defined contribution? pension scheme.
'Local capital can help us tide over financial crisis'
The recovery from the global financial crisis is going to be a long and slow process, but India would be able to tide over the period through domestic capital formation, says Deutsche Bank global markets head Anshu Jain.
Religare gets SEBI's nod for mutual fund business
Financial services firm Religare Enterprises on Thursday said its joint venture firm Religare AEGON Asset Management Company has received SEBI's approval for entering into the mutual fund business in the country.
TCI has brought many cos to heel earlier too
The scheme was attacked by investor funds on grounds that it was skewed against minority shareholders.
RBI makes alternative arrangements for clearing cheques
Reserve Bank of India (RBI)office has made alternative arrangements for clearing cheques in few cities.
WB govt must sort out Singur issue for investments: Nooyi
Amid ongoing controversies surrounding Tata Motors' Nano project in Singur, PepsiCo Chairman and CEO Indra Nooyi today said the West Bengal government must sort out the issue to attract future investments in the state.
Wal-Mart says to open first India centre in 2009
Wal-Mart Store Inc will open its first cash-and-carry centre in India in 2009, the head of its India operations said on Wednesday.
Lehman deal to boost Nomura?s India operations
Nomura Group, which has struck a deal to acquire most of the Asian operations of the beleaguered US financial services firm Lehman Brothers, would result in the former consolidating its Indian operations.
Hit by defaults, foreign NBFCs shut branches
A majority of non-banking finance companies with foreign parentage, are moving aggressively to close down their branch networks.
Reliance Petroinvestments exits NBFC business
RIL group company Reliance Petroinvestments has exited the non-banking finance business.
India's Religare in tie-up with Bahrain bank
The Bank of Bahrain & Kuwait (BBK) has entered into an agreement with leading Indian financial group Religare to provide portfolio management services (PMS) to expatriate Indians in Bahrain and Kuwait.
PFC to wire up with PE firms to finance power plants
Major financial institutions and private equity firms such as Cornell Capital and Actis are likely to join hands with leading domestic power sector financing company Power Finance Corporation.
Trident bullish on India despite crisis in the US
Leading venture capital and private equity firm Trident Capital is confident of maintaining its investment tempo in India, although the US financial market goes through its worst crisis ever.
Future tense for Indus hospitality fund
Lehman Brothers? collapse has put a question mark over Future Group?s $200 million hospitality fund in which the failed US investment bank had invested $80-100 million.
Fed may find more firms at its door
With the $85 billion bailout of AIG, the world?s largest insurance company, the US government has spent $900 billion this year in taking over failing companies.
Private equities to go slow on investment
Private equity (PE) investments are set to slowdown in the wake of the global economic meltdown.
Structured products face heat now
As schemes near redemption, market players question the chances of HNI favourite structured products to deliver promised returns.
AEGON Religare Life opens 2 branches in Mumbai
AEGON Religare Life Insurance on Wednesday announced the opening of two new branches in the city.
Kotak says no direct exposure to Lehman, credit offtake slows
Private sector Kotak Mahindra Bank, today said it did not have any direct exposure with the collapsed financial services major Lehman Brothers but sees an impact on general sentiments following the crisis.
Rel Cap draws up expansion plans
Reliance Capital will more than triple its current employee base and invest Rs 2,000 crore in the insurance business.
Reliance Capital announces finance expansion plans
Financial services firm Reliance Capital announced Tuesday plans for a housing finance unit, despite tough market conditions.
R-Cap to invest Rs 2,000 cr in insurance biz in next 3-5 yrs
Reliance Capital will invest Rs 2,000 crore in its insurance business over the next three to five years.
Morgan eyes $ 5-bn asset-base from Indian Pvt banking business
Global financial services firm, Morgan Stanley, today announced the launch of its private wealth management services in four Indian metros.
HCL Tech looking at buying 3-4 captive carve-outs
HCL Technologies is the early stages of looking at taking over 3-4 captive assets in the financial services sector.

Some things will be more important to you than others based on your circumstances. Whatever your circumstances are, ask the questions based on your needs.

This article is Copyright © 2006, Heather Colman. Permission is granted to reprint this article as long as no changes are made, and this entire resource box is included.Find more resources for cheap auto insurance at www.cheapautoinsurancecentral.info